The next commerce channel is being built now
Every shift in commerce rewards the platforms and merchants who prepared early. Agentic commerce is the next one.
2010-15
Mobile era
Ecommerce moved off the desktop. The players who built for mobile early defined the decade.
Today
Agents era
AI assistants shop, compare, and transact on behalf of consumers. The infrastructure is being laid today.
It's early. The breaking point isn't tomorrow. But the settlement rails, protocols, and payment infrastructure for agentic commerce are being built right now — and the decisions made in the next eighteen months will decide who's positioned when volume arrives.
Infrastructure decisions get made before the curve bends, not the week it lands.
How Prism fits in
Prism enables merchants and e-commerce platforms to accept payments from AI shopping agents. When an agent purchases on behalf of a user, Prism settles the transaction in stablecoins with instant finality.
User gives a task
“Buy groceries,” “book a flight,” or any purchase request — the user tells their AI agent what they need.
AI Agent places the order
Browses products, compares options, selects the best match, and checks out — all autonomously.
Prism settles the payment
Processes the transaction in stablecoins and delivers funds to the merchant with instant finality.
Merchant receives funds
Payment arrives immediately. No waiting for bank transfers, no chargebacks, no intermediaries.
What's included
Agent payment acceptance
Accept purchases from AI assistants via emerging commerce protocols.
Instant stablecoin settlement
On-chain settlement in USDC and others. Funds available immediately.
Zero chargebacks
Transactions are final the moment they settle. No fraud, no disputes, no clawbacks — ever.
Protocol agnostic
Works with ACP, UCP, x402, and future protocols. One integration, all standards.
Platform-first architecture
Integrate once, enable all merchants. Scales with your merchant base.
Webhook support
Real-time updates on payments, settlements, and status changes.
The Two-Layer Model
Layer 01
Prism
Business logic and routing
Merchant management
Protocol translation
Reporting and analytics
Layer 02
Spectrum
On-chain smart contracts
Multi-chain support
Stablecoin settlement finality
Permissionless execution
Integration options
Apps & Builders
For apps and builders offering Prism to their merchants
API integration
Webhook support
Merchant management dashboard
White-label options
eCom Platforms & Merchants
For ecommerce platforms and merchants integrating directly
API / SDK
Plugin support
Self-service onboarding
Fintech & PSPs
For fintechs, PSPs, and payment infrastructure companies
Settlement API
Orchestration partnership options
Custom integration support
Finance District Ecosystem
Every product is built to connect. Each one makes the others more powerful.
Prism
The payment gateway for agentic commerce. When AI agents shop on behalf of users, Prism handles settlement — instant, final, no chargebacks.
Finance District Ecosystem
Every product is built to connect.
Each one makes the others more powerful.
Prism
The payment gateway for agentic commerce. When AI agents shop on behalf of users, Prism handles settlement — instant, final, no chargebacks.
Benefits
Be there when the channel scales
Early integrators set the defaults.
Better economics, day one
From 1.25%. Instant settlement. Built-in cashback.
One integration, every protocol
ACP, UCP, x402 — covered.
Frequently Asked Questions
Platforms & Merchants
One integration from your side. All your merchants can accept purchases from AI agents — with instant stablecoin settlement.
Fintech & PSPs
Enable your merchants to capture agentic commerce without rebuilding their stack. We handle the on-chain complexity.
