Add stablecoin rails to your payment infrastructure
Enable your merchants to capture agentic commerce without rebuilding their stack. We handle the on-chain complexity.
The Challenge
On-chain infrastructure
Protocol support
Compliance
Operations & Expertise
Building this in-house means months of work, new hires, and ongoing maintenance. And it's not your core business.
The SOLUTION
payment infrastructure
merchants
volume
A new payment flow is emerging: AI agents purchasing on behalf of users, settling in stablecoins instead of card rails. This is agentic commerce.
Your merchants will want this. The question is whether they get it through you or around you.
Prism provides
stablecoin settlement
as infrastructure
Settlement
ops
Protocol
upkeep
Compliant
architecture
Operational
support
The Partnership Model
How It Works Financially
We charge settlement fees only
You can mark up to your merchants
Your card transaction fees remain yours
Additive revenue stream, not replacement
You provide
merchant relationships
and distribution
Merchant
relations
User experience
control
Pricing
authority
Your business
model
The Two-Layer Model
Layer 01
Prism
Business logic and routing
Merchant management
Protocol translation
Reporting and analytics
Layer 02
Spectrum
On-chain smart contracts
Multi-chain support
Stablecoin settlement finality
Permissionless execution
How to Integrate
API Integration
Full control. You call Prism APIs and manage the merchant experience entirely.
White-Label
Prism infrastructure, your branding. Merchants don't know we exist.
Hybrid
Mix of integrated and managed components based on your needs.
How payment providers use Prism
Ride-sharing payments
Current state
Drivers wait days for payouts. Users need cards or local methods. Cross-border rides are complex.
With stablecoin settlement
Drivers get instant stablecoin payouts. Users pay via AI from their balance. Borderless by design.
Ride-sharing payments
Current state
Drivers wait days for payouts. Users need cards or local methods. Cross-border rides are complex.
With stablecoin settlement
Drivers get instant stablecoin payouts. Users pay via AI from their balance. Borderless by design.
What a Pilot Looks Like
Start with a subset of merchants — typically 5–10 in a specific vertical or region. Validate the full flow end-to-end before broader rollout.
Ongoing optimization during pilot period
Transaction flow works end-to-end
Settlement latency meets expectations
Merchant experience is smooth
Works with your reporting stack
Transaction flow works end-to-end
Settlement latency meets expectations
Merchant experience is smooth
Works with your reporting stack
Review results, address any issues, plan rollout to broader merchant base
This partnership model works best if you:
Have existing merchant volume
We're infrastructure, not distribution
Non-Custodial Architecture
API integration required
Serve markets interested in stablecoins
Emerging markets, crypto-forward regions, or merchants asking for crypto options
Want to expand payment options, not rebuild
Additive to your stack, not replacement
Less Ideal Fit:
High stablecoin uncertainty markets
Full white-label, no integration
No existing merchant relationships
Getting started
01
Discovery
Understand your infrastructure, merchants, and goals. Assess partnership fit.
02
Technical Scoping
Joint session to review architecture, integration approach, and timeline.
03
Partnership Agreement
Terms, pricing, responsibilities, SLAs.
04
Integration
Technical implementation with documentation and support.
05
Pilot
Test with subset of merchants.
06
Production
Full rollout with ongoing support and optimization.
Frequently Asked Questions
Platforms & Merchants
One integration from your side. All your merchants can accept purchases from AI agents — with instant stablecoin settlement.
Agent Builders
Secure, full-featured wallet infrastructure for AI agents. MCP-native. Non-custodial. Production-ready in minutes.
