The payment gatewayfor Platforms &Merchants
Integrate Prism once. Every merchant on your platform gets access to AI agent payments — instant stablecoin settlement, no chargebacks, no extra work on their side.
AI assistants are learning to shop. Integrate Prism once. Every merchant on your platform gets access to AI agent payments — instant stablecoin settlement, no chargebacks, no extra work on their side.
Order more coffee beans from that shop I liked
Found Ethiopian Yirgacheffe at CoffeeMart. 250g for $18.50.
Placing order now...
Prism Settlement
SettledReply...
Instant settlement
Zero chargebacks
One integration
Order more coffee beans from that shop I liked
Found Ethiopian Yirgacheffe at CoffeeMart. 250g for $18.50.
Placing order now...
Prism Settlement
SettledReply...
Instant settlement
Zero chargebacks
One integration
The Challenge
Protocols handle shopping
Card rails are too slow
No settlement layer exists
Platforms are already adding agentic commerce protocols. AI agents can browse, compare, and check out.
But there's no infrastructure to settle those payments.
The SOLUTION
Agent pays from its wallet in stablecoins
Prism settles the transaction instantly
Merchant receives funds — final
One integration enables your entire platform to accept AI agent purchases. You've built the checkout. Prism completes the stack.
The shift happening now
AI assistants are learning to shop. Your next customer isn't a person clicking through your store — it's an AI agent buying on their behalf.
For E-commerce Platforms
One integration from your side enables stablecoin settlement for every merchant on your platform. You've built the checkout experience. Prism completes the stack.
For Merchants
AI agents shopping on behalf of users represent a new distribution channel. You're not converting existing customers — you're accessing a segment that already has stablecoins and limited places to spend them.
A complete transaction, end to end
From the moment an AI agent decides to buy, to the instant a merchant receives funds. When the agent uses a Finance District wallet, the entire transaction flows through one ecosystem — from agent wallet to merchant settlement.
User gives a task
"Buy groceries," "book a flight," or any purchase request — the user tells their AI agent what they need.
AI Agent places the order
Browses products, compares options, selects the best match, and checks out — all autonomously.
Prism settles the payment
Processes the transaction in stablecoins and delivers funds to the merchant with instant finality.
Merchant receives funds
Payment arrives immediately. No waiting for bank transfers, no chargebacks, no intermediaries.
Protocol-Agnostic Architecture
Prism doesn't lock you into a single blockchain or token. It abstracts away protocol complexity so your platform can accept any stablecoin across any chain — without rebuilding your payments stack each time the ecosystem shifts.
Your Business Model, Preserved
Keep your existing fee structures, settlement flows, and merchant agreements intact. Prism layers on top of what you've already built — no need to renegotiate terms or restructure your revenue model.
One Integration, All Merchants
A single API integration from your side enables every merchant on your platform to accept AI agent payments. No per-merchant onboarding, no fragmented setup — one connection scales to all.
Stablecoin Differentiator
Most platforms offer the same payment options. Prism lets you offer something different — instant settlement, zero chargebacks, and access to a growing segment of stablecoin holders looking for places to spend.
Enable agent payments for every merchant on your platform
One integration from your side. All your merchants can accept purchases from AI shopping agents — with instant stablecoin settlement. You've implemented the protocol. Now complete the stack.
Stablecoin Differentiator
Most platforms offer the same payment options. Prism lets you offer something different — instant settlement, zero chargebacks, and access to a growing segment of stablecoin holders looking for places to spend.
Why stablecoin settlement?
The differentiation isn't just "accept payments from AI" — platforms can already do that with traditional processors. The differentiation is how settlement works.
Capabilities
Basic transfers
Token swaps
Earning
Commerce payments
Key management
Security
MCP interface
Time to production
Finance District Wallet
Yes
Out of the box
Curated options
Native support
TEE (hardware-secured)
Secure enclave, non-custodial
Ready to connect
Minutes
DIY "Few Lines of Code"
Yes
Hundreds of lines, untested
Complex integration
Complex integration
Environment variables
Hope for the best
Build your own
Weeks to months
Products that fit
Everyday essentials
High fit
Replenishment and consumables (coffee, supplements, household supplies), routine recurring purchases, commoditized products with clear specifications.
Researched purchases
Medium fit
Considered purchases with clear criteria: "Find me running shoes under $150 with good reviews." The agent researches and recommends.
High-touch decisions
Lower fit (for now)
High-touch/luxury purchases where personal experience matters, complex B2B with multi-stakeholder decisions.
Is this a fit for your platform?
Prism is built for platforms that have already invested in agentic commerce infrastructure.
Ideal Profile
You likely fit if…
Monthly fee
Higher limits
Multiple wallets
Full capabilities
Integration Timeline
Typical: 2–4 weeks
01
Discovery Call
We learn about your platform and merchant base
02
Technical Review
Joint session with your engineering team
03
Pilot Program
Start with a subset of merchants, validate end-to-end
04
Full Integration
Roll out to all merchants
Revenue Model
You own the pricing. Settlement fee only. No setup fees. You own merchant pricing.
Add margin to settlement fees
Offer as a premium feature
Bundle with other services
White-label available
Your next customer is an AI
AI assistants are learning to shop. Accept their purchases with instant stablecoin settlement and zero chargebacks. Prism is additive — it doesn't replace your existing checkout.
A New Customer Segment
AI agents shopping on behalf of users represent a new distribution channel. Users with AI assistants will increasingly delegate routine purchases. If your store can accept those purchases, you capture revenue you'd otherwise miss.
Early Mover Advantage
Most merchants aren't ready for agent purchases. The ones who are will capture the early wave of agentic commerce. As AI assistant adoption grows, that advantage compounds.
Additive, Not a Replacement
Prism doesn't replace your credit card processor. Customers who want to pay by card still can. You're expanding who can buy from you, not changing how existing customers pay.
Getting started
01
Connect Your Store
Integrate via your e-commerce platform (if they support Prism) or directly via API.
02
Accept Agent Purchases
When an AI assistant wants to buy from your store, it can check out using stablecoin payment. The agent handles the transaction.
03
Receive Funds Instantly
Payment settles to your wallet in stablecoins. No waiting days. No risk of chargebacks.
04
Use or Convert
Keep your stablecoins, use them for business expenses, or convert to local currency via off-ramp services.
Frequently Asked Questions
Fintech & PSPs
Enable your merchants to capture agentic commerce without rebuilding their stack. We handle the on-chain complexity.
Agent Builders
Secure, full-featured wallet infrastructure for AI agents. MCP-native. Non-custodial. Production-ready in minutes.
